The Challenge

The Price and Value outcome is proving to be the most challenging aspect of Consumer Duty compliance. The FCA expects firms to move beyond assertion to genuine evidence of fair value, with documented methodology and quantitative benchmarks. This package gives you the foundational tools to meet those expectations.

Our Four-Pillar Framework

Both documents in this package are built around our proven four-pillar assessment approach:

• Pillar 1: Cost Analysis – Comprehensive assessment of all monetary and non-monetary costs
• Pillar 2: Benefit Evaluation – Systematic evaluation of benefit accessibility and realisation
• Pillar 3: Comparator Benchmarking – Market positioning analysis against comparable products
• Pillar 4: Distribution Chain – Value-add assessment at each distribution stage

What's Included

Standard Package (2 Documents):

Fair Value Assessment Methodology Document (.docx)

Comprehensive framework document covering the four-pillar approach, quantitative assessment criteria, benchmarking methodology, remediation triggers, and governance requirements. Your definitive guide to fair value assessment.

Product-level Value Assessment Workbook (.xlsx)

9-worksheet Excel workbook for conducting complete product assessments. Includes product information capture, cost analysis, benefit assessment, comparator analysis, distribution review, value summary dashboard, and decision recording.

Key Features

✓ Structured four-pillar value assessment approach

✓ Quantitative and qualitative assessment criteria

✓ Benchmarking methodology guidance

✓ Value determination scoring (Fair/Marginal/Poor)

✓ Decision recording and audit trail

✓ Ready-to-use Excel formulas and calculations

Regulatory Alignment

Fully aligned with FCA expectations under PRIN 2A.4, PS22/9 (Consumer Duty Policy Statement), and FG22/5 (Final Guidance). Designed to meet product governance requirements under PROD sourcebook.

Who Is This For?

• Firms needing core fair value methodology
• Product Managers conducting initial assessments
• Compliance Officers establishing value frameworks
• Smaller firms with straightforward product ranges

Need More Comprehensive Tools?

Upgrade to Professional (£549) for additional analysis templates including cost-benefit analysis, comparator frameworks, and distribution chain assessment. Or choose Premium (£849) for the complete 11-document package with board reporting and remediation planning.

Start evidencing fair value today.

The essential foundation for PRIN 2A.4 compliance.

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